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If you have a bank account, then this information is very important for you. Because in today’s article, we are going to see in detail what a cancelled cheque is, how to prepare a cancelled cheque, what is the correct method, and when, where, and why a cancelled cheques is required. Nowadays, many institutions, banks, […]
Many students get confused between Debit, Credit, Debtors and Creditors and often assume that debit means debtor and credit means creditor. This assumption is completely incorrect. In this blog, we will clearly explain these concepts with simple explanations and practical examples. Definition of Debtors Debtors refer to people who owes money to the firm on […]
In this blog, we will clearly explain how to read and analyze a Commercial CIBIL Report, especially for professionals dealing with working capital loans, business loans, CC/OD limits, and credit appraisal. Many people judge a borrower only by looking at the CIBIL score. However, in commercial lending, the real picture lies inside the detailed report. […]
Getting a new debit card from State Bank of India is common, but many users get confused about the next step activation. Until you activate SBI debit card, you cannot withdraw cash, make online payments, or use it at shops. The good news is that SBI offers multiple simple ways to activate your debit card. […]
We will learn how to raise a dispute in CIBIL report. If you want to take any kind of loan from a bank or a credit card company, or if you want to apply for a credit card, the first thing they check is your credit score. This score is provided by four types of […]
Credit scores are calculated based on information gathered from multiple sources but mainly based on your credit report, which is a record of your credit history. The credit report contains information from lending institutions, collection agencies, and even the government. For example, if you’ve paid back previous loans on time, your credit report will reflect […]
Credit Rating Agencies in India in this section we would understand What is credit rating versus? What is credit score and credit rating the various agencies involved in India? What is Credit Rating? A credit rating is an evaluation of credit risk, predicting the debtor’s ability to repay the debt. Just like individuals have a […]
You have been repeatedly raising disputes to get your credit report rectified, but your dispute is getting rejected every time, and your credit report is still not getting rectified. Your score is also not improving, which is why you are unable to get a loan. At such times, you may also feel that you should […]
