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Even after closing a loan, sometimes an active loan still appears in the CIBIL report. This creates the biggest problem for people who have already paid off their loan. In some cases, the loan may still show an overdue status. Even after Loan Closed, the written-off status may remain or it may still show overdue. […]
In your civil report, a guarantor loan is showing and that loan is also in default. Because of this, you are not getting a loan further. Being a civil rectification agency, we have received such calls many times. People say that sir, a guarantor loan is showing in my civil report. The loan was not […]
You have taken a loan and your EMI is failing, so what problems can happen? You might say that you have missed your EMI. In that case, the bank will tell you that penal charges will be applied, and if the EMI bounces, the bank also charges bounce charges. But apart from this, your CIBIL […]
How will you remove fake loans from a CIBIL report? As a credit repair and improvement agency, we always receive such phone calls. Customers say, “Sir, a fake loan is showing in my CIBIL report, because of which we are not getting a loan.” My question here is customers who are saying that a fake […]
What is Charge-Off? The term Charge-Off is mainly seen in an Equifax credit report. In the account section, the account status is written as Charge-Off. If a customer takes a loan and does not repay it on time, and continuously fails to make payments for about 6 months to 1 year, the bank may remove […]
What is Suit Filed? Suit Filed is a special case. When a customer takes a loan from a bank or a Non-Banking Finance Company (NBFC) and does not pay the EMI for a long time, then the bank can file a case in court against that customer to recover the loan. When the bank files […]
What Is a CIBIL Dispute? If there is any error or any kind of problem in a CIBIL report, whether it is for an individual or a company, the formal complaint filed with CIBIL is called a CIBIL dispute. How Can You Raise a CIBIL Dispute? A CIBIL dispute can be raised both online and […]
How will you increase your CIBIL score in 2026? For those whose CIBIL score is already good, increasing the CIBIL score is not that important. But for those whose CIBIL score has already become bad, increasing the CIBIL score is necessary. Otherwise, they will not get a loan in the future. In most cases, the […]
In the CIBIL report, statuses like Account Sold and Account Purchased are seen. What exactly are Account Sold and Account Purchased statuses? Suppose your CIBIL report is showing an Account Sold or Account Purchased status—then how will you remove it? What Are Account Sold and Account Purchased Statuses See, both are credit facility statuses in […]
We will learn about SBI personal loan. Now, SBI personal loan—meaning if your eligibility criteria are met and if your past CIBIL score is absolutely perfect, then you can avail a personal loan of up to a maximum of 35 lakh from the State Bank of India. Now, as soon as you visit the official […]
